HealthSelect (Blue Cross/Blue Shield)

This summary is to assist you in considering the various choices you will have with regard to your employee benefits as a new employee of Amarillo College. During your orientation session, you will have opportunities to ask questions. However, we encourage you to give some advance thought to the various options and discuss them with your spouse, if applicable, before coming in for your orientation.


HealthSelect (Blue Cross Blue Shield)

HEALTH PLAN

 

 

HealthSelect

 

 

 

 

 

Network

 

 

Non Network

 

 

Skip

 

 

Premiums Full time Employees (Monthly)

 

 

Employee Only

 

 

$ 0.00

 

 

Same as Network

 

 

 

 

 

Employee/Spouse

 

 

$220.32

 

 

 

 

 

 

 

Employee/Children

 

 

$147.52

 

 

 

 

$ 15.00 or 25.00

 

 

Employee/Family

 

 

$367.84

 

 

 

 

$235.32 or 245.32

 

 

Premiums Part time Employees (Monthly)

 

 

Employee Only

 

 

$192.69

 

 

Same as Network

 

 

 

 

 

Employee/Spouse

 

 

$523.17

 

 

 

 

 

 

 

Employee/Children

 

 

$413.97

 

 

 

 

$207.69 or 217.69

 

 

Employee/Family

 

 

$744.45

 

 

 

 

$538.17 or 548.17

 

 

Waiting Period

 

 

90 day waiting period (insurance will begin the first of the month following the 90th day)

 

 

Pre exist Condition Clause

 

 

No

 

 

No

 

 

No

 

 

Physician Choice

 

 

HealthSelect Providers

 

 

Your Choice

 

 

 

 

 

Office Visit Charge

 

 

$20.00

 

 

40% *

 

 

 

 

 

Specialist Charge

 

 

$30.00

 

 

40% *

 

 

 

 

 

Hospital Choice

 

 

Baptist/St.A

 

 

Your Choice

 

 

 

 

 

Hospital Charges

 

 

$100/day up to 5 days ($500) per hospital stay Plus 20%

 

 

40% *

 

 

 

 

 

 

 

 

Annual copayment cap of $1500/person Calendar year applies

 

 

Outpatient Procedures

 

 

$100 copayment
Plus 20%

 

 

40%*

 

 

 

 

 

Emergency Care

 

 

$100 + 20% (if admitted will apply to hospital copay)

 

 

40% *

 

 

 

 

 

Maximum Out of Pocket

 

 

$1000

 

 

$3000

 

 

 

 

 

Pharmacy co pays

 

 

$10/$25/$40 ($50.00 deductible per person per year)

 

 

 

 

 

Drug Formulary

 

 

 

 

 

Mail Order Prescription on maintenance drugs (90 day supply)

 

 

 

 

 

Can use retail pharmacy for maintenance drugs with higher copays ($15/$35/$55) (30 day supply)

 

 

Life Insurance & AD&D

 

 

$5000

 

 

*After $500 calendar year deductible ($1500 per family) is satisfied. Allowable charges apply.

Provider directories are only available on the ERS website at www.ers.state.tx.us (click on health and dental links) or by calling the carrier toll free number: HealthSelect 1-800-252-8039

 



Created By swindellal -- Apr/20/05
Last updated by bcbussey -- Aug/26/09