Creating a budget is one of the first steps to financial independence. Planning out your expenses can keep you from overspending and allows you to see where the majority of your money is going. You can use our budgeting Excel spreadsheet below to get started on creating your month to month budget. Also, check out some of the articles below addressing whatever financial challenges you might face, whether you’re a college student or a parent to a college student.
Paper Budgeting Sheets
Personal Learning Opportunities
Tracking and Reviewing Apps
- CNN Money - Money 101 -This is a step by step guide to gaining control of your financial life. It gives valid lessons with steps, quizzes and valuable information on how to manage your money efficiently.
- Reality Check - After high school you will need resources to help support your lifestyle. The Reality Check website is a great website to put all of that into perspective. It allows you to figure out your finances while choosing the career of your choice. Take time to go through the modules and see what to expect financially in the future.
- MyMoney.gov - MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions.
- Get Sorted - This website has a lot of great tools and resources to get organized and start your financial journey. Find out the three simple steps to getting financially sorted: think, shrink and grow. Think ahead, shrink your debt, grow your savings.
Money Management Calculators
If you are looking for more complex information regarding money management, savings or budgeting, the following links are available to assist you with building a strong credit history.
Articles for Students
Articles for Parents
Teaching your child about financial responsibility is a great step in helping them become financially independent. The articles below are great resource to help you reach out to them.
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