Creating a budget is one of the first steps to financial independence. Planning out your expenses can keep you from overspending and allow you to see where the majority of your money is going. You can use our budgeting Excel spreadsheet below to get started on creating your month-to-month budget. Also, check out some of the articles below addressing whatever financial challenges you might face, whether you’re a college student or a parent to a college student.

• Personal Monthly Budget Tracking Worksheet - Excel Spreadsheet

Paper Budgeting Sheets

• Income and Expenses
• Budget Sheet
• 4 Step Budget Process

Tracking and Reviewing Apps

• Easy Envelope Budget Aid
• Dave Ramsey's Envelope System
• CNN Money - Money 101 -This is a step-by-step guide to gaining control of your financial life. It gives valid lessons with steps, quizzes and valuable information on how to manage your money efficiently.

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