Amarillo College delivers Associate Degree and Certificate programs that enrich lives, inspire success, and provide an outstanding academic foundation.
AC students have success whether they are looking to immediately enter the workforce or proceed to a university.
Everything you need to achieve success is within easy reach at Amarillo College, including a team of enthusiastic faculty and staff who are fully committed to helping you realize your dreams.
Nothing takes precedence at AC over your success.
Your success is our sole purpose. Take advantage of scholarships, join an organization, or look for study abroad opportunities that few other community colleges offer.
Be your best self at Amarillo College.
Amarillo College is the most-affordable choice for quality higher education in the Panhandle and offers many ways to support your financial investment.
From corporate training opportunities to personal enrichment classes geared to every age group, the Continuing Education Division is a community resource true to its purpose.
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Student Services Center (2nd Floor)
P.O. Box 447 2211 S. Washington Street Amarillo, TX 79109
Phone: (806) 371-5000
Fax: (806) 371-5371
After the FAFSA has been processed, you can submit a Direct Loan Request through AC Connect. Go to Self Service for Students and Financial Aid. Log In. On the left side menu (3 bars), click on Financial Information and Financial Aid. You will see an option to 'Request a new loan'. Direct Loans will not be considered until all other aid has been determined. Students who wish to receive loans must be enrolled in at least six credit hours. Loans are awarded for the academic year. No loan checks will be disbursed prior to the first day of class, but students may be able to charge books against loan balances prior to first class day.
Parents of dependent students may apply for the Parent Plus loan. To be eligible, the student must first have completed the FAFSA application at Amarillo College. Federal law requires the Department of Education to perform a credit check before approving a PLUS loan. A pre-approval from the Department of Education must be sent to the college before the PLUS loan will be originated by the Financial Aid Office.
The Department of Education charges a 1.066% origination fee for all subsidized and unsubsidized Direct loans. Students who wish to apply for a Direct loan at AC must submit a loan request through AC Connect. Go to Current Student, Financial Aid, Financial Aid Checklist, and click the Financial Aid tab. You will see an option to 'Request a new loan'. Direct Loans will not be considered until all other aid has been determined. Loans are awarded for the academic year. To qualify for Direct loan funds, students must complete the FAFSA process, be enrolled at least 6 degree required hours, be meeting the terms of the Satisfactory Academic Progress policy and not currently have a guaranteed student loan in default.
Loan Disclosure Notice
You will receive a Loan Disclosure notice for each Direct Loan you borrow. The Loan Disclosure notice from your loan servicer contains information about interest rates, origination fees and loan repayment dates. The notice also includes the name, address, and phone number of your loan servicer. It is your responsibility to notify your loan servicer when you move, change your mailing address, email address, or phone number.
If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming. Entrance Counseling will be completed at www.StudentLoans.gov. You will need your FAFSA pin to log-in. During the counseling session, you will receive information on understanding your student loans, managing your spending, plans for repayment, avoiding default, and making your finances a priority. This counseling has been developed by the Department of Education to help you improve your money management skills.
Your loans remain on in-school deferment as long as you enroll in at least half time hours; half time enrollment status at AC is 6 credit hours. While on in-school deferment, you are not required to make payments on your loan. Your loan servicer will be notified of your enrollment after the census date of the semester. If you need to obtain Enrollment Verification, please log into AC Connect, look under the Self Service block, click on "Current Student", "Academic Profile" and "Enrollment Verification". After graduating or dropping below half time enrollment status, your loan(s) will begin their grace period.
Exit Counseling Requirements
Students who have borrowed under the Direct Loan Program must complete Exit Counseling during their final semester when graduating or when withdrawing from classes. The U.S. Department of Education wants to insure that you review the terms of your loan and understand your rights and responsibilities under this program as you enter repayment. To complete the Exit Counseling requirements, go to www.StudentLoans.gov; under the "tools and resources" column, click on "exit counseling" to begin the process.
As a student loan borrower, you have rights.
These rights include:
The Federal Direct Loan Program offers several repayment plans that are designed to meet the different needs of individual borrowers. These plans include:
This repayment option is available if you have a partial financial hardship. However
only Direct Subsidized and Unsubsidized loans disbursed after October 1, 2011
qualify for this repayment option. PLUS loans and guaranteed student loans
disbursed under the Federal Family Education loan program (Stafford loans) do not
qualify. Your payments under this program are limited to 10% of your discretionary
income. You would need to contact your loan servicer for the application form.
Students who have several student loans may want to consolidate their loans. This will enable the student to only have a single payment to make each month. Consolidation may result in a lower monthly payment. Consolidation may increase the total amount of interest you will be paying over the life of the consolidation loan, since the repayment period is generally extended. However, you may choose to make larger payments on the consolidation loan, which will reduce your overall interest charges. On the web at www.finaid.org, you will find a series of calculators which will let you estimate your monthly payments under the loan consolidation program versus all other repayment plan options. If you are interested in more information on loan consolidation, contact the Direct Loan Consolidation Center at 1-800-557-7392, or on the web at www.studentloans.gov.
If you are having problems making your loan payments due to unemployment, disability, military deployments, or other life changing events, you should contact your loan servicer to inquire about deferment or forbearance options.
A deferment is a postponement of payment on a loan, during which, interest does not accrue if the loan is subsidized.
The consequences of default are severe. Unless you are in an approved deferment or forbearance, failure to make payments on your student loan will result in default. The lender or agency that holds your loan, the state and/or the federal government will take legal action to recover the money you owe, including:
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